Never mind that I'm supposed to take a nursing test in 2 hours, I needed to get this off my chest a little bit. Its been bugging me ever since it first started talking about it...yesterday.
Dan called from work (he just started a new job at a bank!!) and was asking me a few questions about the different benefits we wanted to use. One of them was life insurance.
Number 1. I've never even thought about it. We're young and healthy, and life insurance is for old people anyway. WRONG.
Number 2. I have no idea how much we would need because we really don't have a lot of expenses right now anyway. LEGITIMATE.
Number 3. I hate hate HATE dealing with big kid grown up issues because all the possibilities you're supposed to prepare for are too scary. IRRATIONAL...possibly.
So naturally I called my mom, because Dan only had a few minutes to talk (he was on his lunch break) before he had to get back to work. We talked about it, and I just got more and more creeped and nervous as we kept talking. I don't ever ever ever want to think about the possibility of Dan dying, not until we're old and decrepid and can't hardly get up out of our rocking chairs.
Unfortunately, you can't always bank on that hope, especially when the all too clear reality in this family stares you right in the face. It's already happened once. It's all just a little too real for me to think about sometimes. I don't know how anyone is supposed to make it through that, but they do. I've seen that one first hand, and she's one of THE strongest people I know. I love and admire her so so much.
But alas, it's time to grow up. I was able to figure out a little bit more what we would need so we could actually figure out a logical number that we should invest in. I still cringe at the thought of ever needing it at this point in our lives, but the fact of the matter is we never know when we're leaving this life, and luck (as it so happens) favors the prepared. I guess it's good to be a boy scout on this one (always be prepared).
That's my rant. Now I'll get back to studying.
Wow. That's so true. I would totally feel the same in your shoes. Love ya girl! You're awesome and don't worry -- just be prepared. No need to worry until you have something to worry bout!
ReplyDelete